Can Trumark Homes Get You More Money?

July 27, 2015

Housing finances







If your first foray into the real estate market is buying from Trumark Homes, you may make a pleasant discovery. Even though your monthly payments are equal to or greater than your previous monthly rental, you end up with more money at the end of the year. That’s because many of your home ownership expenses are tax-deductible. Here’s a run-down on what you can take off your 1040:

Mortgage Interest

Your interest payment is the biggie because it forms the bulk of your monthly payment during the early years. You can deduct the whole interest amount unless your mortgage balance is over $1 million dollars if you file jointly with a spouse. Other deductible expenses include the penalty charge if you’re late with the amount due and the prepayment penalty, if you decide to pay off your mortgage early. 


A Bar for Entertaining

July 24, 2015

















A bar area in your home is a great way to set the stage for entertaining. Fill a console with all the essentials and then style some bar shelves with glasses, like these from West Elm. Feel free to add some art and accessories to the shelves for added interest. Set this up in your living room, office or man cave and your friends will come knocking!

The Perfect Console

July 20, 2015

















Do you have a wall that needs something? You know, that area that isn’t quite long enough for a sofa and not short enough to do nothing with. It’s that wall you always walk by and wonder what should go there. We’ll we’ve got the solution: a console! These pieces come in a variety of sizes so you’re sure to find one to fit your space properly. They are easy to style and look good in any setting. They have a way of becoming their own stand alone piece and if combined with the right accessories and art can be just the thing your space needed!

Controlling the Costs of Moving to Your New Home

Moving Truck







Congratulations! Trumark Homes has just completed the final touches on your home so you’re excited to move in. You’ve called around and found a reputable moving company who has given you a quote based on how much you’re moving and from where. Examine those numbers carefully. The company can add several fees to drive those costs up.

DIY v. Professional Movers

Don’t automatically assume hiring movers is more expensive than moving yourself. While that rental truck looks like a good deal, too many do-it-yourself people put a lot of sweat into a move, only to realize they’ve spent more on a U-Haul than they would have on professional movers. When considering professionals, collect at least three quotes from different companies. Despite what you might think, it is possible to negotiate with movers. Even moving companies have an off-season: if you can time your move during fall or winter, companies often lower their rates as much as 30 percent, according to moving industry consultant Vasi Atanasova.


Four Things You Need to Know When Buying a Home in California

July 13, 2015








When you think about California, images of pristine beaches, beautiful movie stars and glamorous lifestyles of the rich and famous come to mind. Although there are miles of beaches and it is home to Hollywood and Silicon Valley, there’s much more to the Golden State. If you want to buy a house in California, here are five things you need to know before you move. Not only will they make the transition easier, but they’ll also help to clear up any misconceptions you have about the state and the people who live there.

Celebrity Neighbors

Despite the fact that California is home to movie stars and countless celebrities, the odds are very slim that you’ll have one as a neighbor. You may, on occasion, run into someone famous on the street, in a restaurant, or out shopping, but don’t count on it. The truth is, most of the 38 million folks that live in California are normal, every day people just like you. You’ll find a wealth of diversity, no matter what part of the state you decide to call home.

Traffic Is Intense

California’s freeways can be incredibly difficult to traverse during certain parts of the day. The gridlock can hold you hostage in your car. One thing that helps keep traffic moving are the carpool lanes designated for vehicles with more than one passenger. For the most part, the heaviest traffic times are between 6 and 9 in the morning, and again between 3 and 7 in the afternoon. If at all possible, you should plan your excursions for the low traffic hours.

Earthquakes Happen

Ask just about anybody what state has the most earthquakes every year and they will more than likely say California. The truth is, Alaska and Oklahoma both experience more earth shaking events than California. That said, California does have quakes. However, the vast majority of them are small tremors that do little damage or are not even felt. The state has the dubious distinction, though, of having some of the most destructive earthquakes, due in part to the large population and extensive infrastructure.

Drought Is A Real Issue

California is in its fourth year of a major drought. Cities across the state recently were ordered to reduce their water usage by 25 percent to help ease the burden. That means you’ll see fewer green lawns, since watering them is restricted. If you’re moving from a place that doesn’t experience drought, it’ll take some getting used to.

If you are thinking about buying a home in California, contact us at Trumark Homes. We have beautiful, spacious homes available in some of the most desirable, friendly areas in the state including Milpitas, Newark and Silver Lake. We would love to tell you all about them.

Side Table Styling

July 11, 2015


Side tables are the perfect little compliment to your coffee table nesting aside a sofa or chair. It’s both accessible to place your book or drink on, and even better it’s another styling opportunity! Accessorize your side table with a variety of items like a lamp, mini sculptures, stacks of books, and a vase of flowers. And remember to leave a little room for that drink you’re sipping on!perfect little compliment to your coffee table nesting aside a sofa or chair. It’s both accessible to place your book or drink on, and even better it’s another styling opportunity! Accessorize your side table with a variety of items like a lamp, mini sculptures, stacks of books, and a vase of flowers. And remember to leave a little room for that drink you’re sipping on!

California Home Builder Offers Disaster Preparedness Suggestions

July 6, 2015

Red Cross "ready to go" preparedness kit

Even before you have settled into your new home, it is time to start thinking about your family’s emergency preparedness plans. As California home builders, we can build the house, but it is up to you to prepare for any disasters which may arise in the future.

One of the most important first steps is to create an evacuation plan. The reality is that wildfires and earthquakes are common in California. It is important to know how you can safely get out of your home in a hurry.

You should have at least two escape routes from each room in your home. Escape ladders can be used in upstairs rooms. Not only should they be readily accessible to the upstairs rooms, but you should practice using them on a regular basis. Then if disaster does strike, you will know how to properly use the ladder, and family members are less likely to panic. 


Fourth of July Style

July 2, 2015


Independence day is upon up and there is no better way to celebrate the 4th than with friends gathered at your house! Whether you’ve been planning a party for weeks or if you’ve just decided today to put on an evening for your friends to hang out and watch the fireworks, let’s get your house in American style. If you only have time to focus on decorating one thing, make it the table that everyone will eat at. Take notes from this table complete with a runner, simple flowers, and place settings all in red, white and blue!